Should I contact or pay Ace Cash Express?
Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!
Who is Ace Cash Express?
Ace Cash Express, Inc. is a financial services provider and debt collection agency headquartered in Irving, Texas. They have over 950 locations across the US and offer the following financial services:
- cash advances
- check cashing
- installment loans
- payday loans
- prepaid cards
- title loans
You may see them listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.
Removing Ace Cash Express Collection Accounts
Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.
Ace Cash Express, Inc. Contact Information
Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit.
The best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Ace Cash Express for millions of clients nationwide.
Will Ace Cash Express sue me or garnish my wages?
It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Ace collections again.
Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.
Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages.
It is also illegal for Ace Cash Express to make any claims they no credit check payday loans Marysville OH cannot or will not follow through on – this includes threatening to sue you or to foreclose on your home.
Ace Cash Express Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Ace Cash Express does too.
Your Rights When Dealing with Ace Cash Express
There are strict regulations about what a third-party debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular: